Discount mortgage brokers

The Right Home Loan For You
Making a better mortgage choice is easier at Mates Rates Mortgages. Here are just a few of the ways we will provide better results for you.

Your Interests Come First
Using advanced software and a well of experience, Mates Rates Mortgage brokers consider hundreds of different options from our Preferred Lenders to find the right one for you. Your broker is paid the same regardless of lender when you use our service ensuring your interests come first.
Nothing Hidden
Commission and/or rates of commission paid to Mates Rates are fully disclosed to you prior to application and neither Mates Rates Mortgages nor any of our brokers have been the subject of any disciplinary proceedings from ASIC, MIAA or FBAA.

Over 99% Application Approval
By matching your requirements and position with different products and credit policies of our lenders, we will get right loan approved for you and help you to reach your goals easily.

Our Brokers Are Trained, Qualified and Accredited
Mates Rates Mortgage brokers receive expert training ranging from 'on the job' experience to formal training via professional associations. All brokers are members of either the FBAA or the MIAA and in some cases, both! Our Preferred Lenders also provide training, support and updates ensuring your broker has a good understanding of current products, rates and policies.

The mortgage calculators analyze the interest rates, bi-weekly payments, extra payments, mortgage affordability, tax deduction, mortgage ratio, mortgage refinance, and more. After months of development, we are ready to unleash our mortgage calculators. There were challenges on the ways. We persevered. And, here it is for public interests. Stay tuned to our latest upgrade. New features, calculation, and functionality are on the works to aid you.
Calculate different mortgage calculation in the comfort of your home. As long as you have internet access, this mortgage calculators is ready to give answers. Get answers that you need to make that important financial decisions.

Mortgage Calculator Dictionary to the rescue
Includes powerful mortgage dictionary. You can leave your mortgage dictionary at home. We compiled important mortgage terms and meaning. Find mortgage terms that starts with a specific letter or display all the mortgage terms. Or, simply enter the terms or words, and click search button. In seconds, our mortgage dictionary search dynamo looks for the terms and shows the results instantly

A patent for an invention is the grant of a property right to the inventor, issued by the United States Patent and Trademark Office. Generally, the term of a new patent is 20 years from the date on which the application for the patent was filed in the United States or, in special cases, from the date an earlier related application was filed, subject to the payment of maintenance fees. U.S. patent grants are effective only within the United States, U.S. territories, and U.S. possessions. Under certain circumstances, patent term extensions or adjustments may be available.
The right conferred by the patent grant is, in the language of the statute and of the grant itself, “the right to exclude others from making, using, offering for sale, or selling” the invention in the United States or “importing” the invention into the United States. What is granted is not the right to make, use, offer for sale, sell or import, but the right to exclude others from making, using, offering for sale, selling or importing the invention. Once a patent is issued, the patentee must enforce the patent without aid of the USPTO.

Choosing finance has never been easier..Looking for a home loan? Directory of popular home loan information pages. Looking for car or motor vehicle finance? Shortcuts to more information. Looking for other types of finance? Shortcuts to different product groups. Free Reports for home loan and commercial property customers. Free Australian property investment magazine subscription offer.

We purchase a wide array of privately held mortgages that are in the 1st and 2nd lien position or wrap around the 1st lien position, including promissory notes, land sale contracts, trust deeds, contract for deeds and other debt instruments secured by virtually every type of property.
If you have sold your home or investment property via owner carry back financing or seller financing and are now receiving payments on that note, we can cash you out in as little as 10-15 working days. As an experienced deed of trust buyer and national mortgage note buyer, we will quickly evaluate your cash flow and provide you with the highest possible quote and lump sum cash payout.

American Advantage Mortgage, Inc. (AAMI) is an on-line "deep discount" Mortgage Broker specializing in the MTA-Indexed, Cost of Funds Index (COFI), COSI, CODI and LIBOR Option ARM mortgages since 1993. AAMI has a dedicated turn-key system which will Educate, Process, and Close your mortgage in the shortest amount of time. AAMI is one of the original internet Mortgage companies going online in early 1995. One of our main goals is to educate our potential Borrowers on their chosen mortgage program before, during, and after Settlement by continually updating our website with relevant information concerning each mortgage program. AAMI is closing on a yearly basis an average $16,000,000 in Option ARM's
As an internet company run by mortgage professionals, we can offer you the chance to refinance or purchase your home online at substantial savings over traditional mortgage or banking retailers; by keeping our overhead down, we should be able to offer a lower Rate and cost than any other Lender or Broker for loan amounts over $200k. On a daily basis (usually around 2:00 PM) we update our Rate Sheets to display the actual “cost”, e.g., Margin, Life Cap, Starting Rate, Points, etc. (Option ARMs) and on our Fixed-Rates as well. With this said, pricing does change, this is why we will also e-mail you a detailed quote for that day.

Getting a loan may not be difficult, GETTING RID OF IT is a challenge.With the experience and willingness, we not just provide the best value home loan, more importantly, we tailor-make a solution for your individual situation to help you pay it off sooner.

Let's cut right to the chase. The subject here is carryback mortgage notes, or discount mortgage notes, for real estate mortgages, trust deeds and other simple financial instruments held by individuals. If that terminology is new to you, don't worry, the idea behind it surely isn't. We'll also introduce you to some other "insider nuggets of knowledge regarding what professionals engaged in the business call The Paper Business.
Most of these insights apply to anyone whose IQ exceeds their shoe size. One of these programs applies to those who are already licensed mortgage note brokers. But ALL of them apply to the entrepreneur who has realized the power of the Internet as the most phenomenal communications medium ever developed; and any one of them represents the "Skyrocket" business plan that can do for you what they have done for other average Dick & Jane entrepreneurs. ALL are Paper Gold Mines just waiting to be discovered. Enter the world of discount mortgage note buying of seller financed carryback mortgages.
For various reasons, it's not uncommon for individuals to have to "carry back" part or all of the financing in order to get a property sold. That's were the term carryback mortgage comes from. Until you encountered this web site, you were probably of the same mind as most folks, myself included until only recently. That there is no market for those privately held, seller financed, real estate notes.

We are committed to giving borrowers the right mortgage loan for their needs with the low interest rates. We understand that every borrower is different, and we offer a variety of mortgage loans for good credit or bad credit borrowers. We make the process of securing a mortgage simple and straightforward by offering the latest in financial tools that enable borrowers to make sound choices about their mortgage. We have the best mortgage products available from over fifty mortgage lenders for your new home purchase, mortgage refinancing, debt consolidation or cash out refinance needs.
Citizens Mrtgage has discount rates available for purchase, refinance or your home equity line of credit. Our rates are among the lowest in the industry and because we work with more than 50 different lenders we always have the best products available for our borrowers.

Mortgage Discounters has a long history of placing service to our customers as the priority. In 1985, when Sandy Fischer, our President, opened S.F. Associates Mortgage Co., Inc., the goal was, and remains, to give our customers the best possible service in obtaining the mortgage loan that best fit their needs and capabilities. In our early years, we focused on helping people with credit difficulties get into new homes or consolidate their debts so that they could save money every month. We listened to their needs and by consistently providing the quality of service that our customers expected, we developed strong relationships that have continued to today.
As the company's mortgage products expanded to include government guaranteed loans plus loans for people who have excellent credit, we took on a new name - Mortgage Discounters. Although the name changed, our focus did not. Service to our customer is the number one priority at Mortgage Discounters. Through our service, our customers' expectation of timely loan delivery with the expected interest rate is consistently met. We make only those promises that we can keep and every Mortgage Discounters employee treats our customers with courtesy and respect, always being fair and honest. We never discriminate on the basis of race, color, religion, national origin, sex, marital status or age.

The vast majority of loan officers do not consider certain primary issues when it comes to this service business. First, they fail to listen to the customer. Some people strictly want information and will make all of their own financing decisions. Others just want some guidance. We have found that most salespeople (and that's what we are), have a "canned response" no matter what the customer says. There is little focus on the mathematics of the program as it pertains to the client. Amazingly, most loan officers have weak math skills and avoid the issue with one size fits all responses.
We focus on the needs of the customer, not our own. In the loan business, a happy client is determined by how they feel at the end of the mortgage process. Personally, the best use of our time isn't spent by hunting for new customers. We've got better things to do. When the borrower feels that they have been well taken care of, the company gets referrals. We keep it simple and straightforward. After 26 years in lending, our past clients are our sales force and we want to keep it that way

Looking for the Perfect Mortgage for You and Your Family? Our Team of Mortgage Pro's Can Save You Thousands on your Home Loan. Dedicated to Finding the Best Mortgages in Canada for you.

Working with Canadians one on one to buy your first home, purchase your dream home or refinance your existing home and get cash to consolidate your debts, our agents will find your Best Mortgage Loan Rate. A loan professional will Personalize a Loan Solution to put you on the Fast Track to Financial Freedom! Even with bad credit, our Customized Plan can repair your bad credit and get your Loan Approved Quickly!

Whether you are ready to buy a new home, debt loan refinance, consolidate debts or lower your Canada mortgage payments it is important to know how a Canada mortgage consultant can assist you. We can arrange for a lowest rate Canada mortgage - anywhere from coast to coast - with one of dozens of institutional lenders and hundreds of private lenders that we can use.
To understand more about us. You need to learn how we do our job... and ask why use a Canada mortgage consultant anyway? The simple answer is that a Canada mortgage consultant will represent you and present your Canada mortgage application to the best lender that is willing to give you the best rate and mortgage terms. A Canada mortgage consultant's first interest is getting you the mortgage that is in your best interests. This is an important distinction when compared to a bank loans manager who serves the best interests of his bank - and not yours.

Getting Started- Contact one of our Mortgage Refunds™ mobile lenders in your local area to discuss your home loan options. At Mortgage Refunds™ we specialise in helping people whose financial situation falls outside normal bank guidelines. We provide assistance with homes loans for First Home Buyers, New Home Loans, Investment Home Loans, Refinances and more.

We are a mortgage broker agent with Discount Mortgage Canada Inc. Our partnership with this Ontario Mortgage Broker allows us to service the residential mortgage needs of clients for purchase, renewal, refinance, debt consolidation and construction within Ontario and through a network of mortgage broker partner's throughout Canada. We strive to build a mortgage alliance by offering our clients mortgage intelligence through direct communication, personal service and integrity. We want to be your Canadian mortgage centre.

Excellent Rates & Terms on All Home Purchases, Refinances, Home Equity Lines of Credit, Second Mortgages, and Debt Consolidation loans of up to 100%+ of Appraised Value.
Jumbo Loans to $1 Million
First Time Homebuyer Loans - from 0-3% down, more lenient qualifying guidelines, no cash reserves required.
Financing for up to 100% of purchase price. No $$ Down Eg. Purchase: 90% 1st + 10% 2nd with NO mortgage insurance and no impounds.
Low Down Purchase for Rentals and Vacation Homes (90% of purchase price.)
"Conforming" FNMA/FHLMC products.
Land Purchase $$ up to 75% of the property value on appropriate properties.
Construction Loans, rolls to permanent.
Manufactured Home Loans (on an individual basis).
Swing Loans, Short Term Bridge Loans.
Hard Money Loans for buyers with credit problems.
No Income Verified Loans, especially good for Self Employed Buyers.
Many other Stated, No Asset and other programs.

Brings together over 1000 mortgages from more than 100 lenders. The best of the high street and other specialist providers.
We include not only mainstream loans from top names like Halifax, Bank of Scotland and Nationwide, but also exclusive deals and helpful services available only to our customers from our group of associates.
We have partners all over the UK and are constantly looking for professional Mortgage advisers in your area. If you are a Mortgage broker and would like to join our company as an associate please contact us today.

Helping you match your home loan, investment and commercial lending needs with relationships with over 35 lending institutions including with hundreds of loan products. For the full list of lenders offering home loans, investment loans and commercial finance click here. To find out more about what mortgage brokers do and the questions you should ask them, the MFAA has prepared a checklist for choosing a mortgage broker. We have answered all the questions.

Backed by years of experience as a commercial loan broker company with financing skills and expertise, we can structure financing to the needs of the borrower. For your funding needs, call our office and ask for a loan officer, or simply submit a loan online.
Wes-State, has over two decades of experience as a commercial loan broker. Wes-State has been in business since 1976 -- you are welcome to make an appointment and visit our 6,000 square foot owner-occupied facility. Wes-State has had the privilege of arranging financing for hundreds of millions of dollars in projects. Our placement has included commercial real estate loans, industrial, and business loans nationwide, as well as the purchase of receivables including real estate notes, business notes, annuities, structured settlements and lottery winnings. We can buy receivables in the range of $20,000 and up.

There are hundreds of different mortgage lenders in the UK, and between them they offer thousands of different mortgage and remortgage products.
Because of this, finding the right mortgage on your own can be a difficult and time-consuming job. And if you make the wrong choice, it could be a costly mistake.
The Clean Slate Mortgages website can put you in touch with a mortgage broker who will try to find you the right mortgage or remortgage solution, potentially saving you thousands of pounds over the lifetime of your mortgage.
The mortgage brokers we work with can offer mortgages and remortgages from a wide range of different lenders, rather than being tied to offering the mortgages of just one bank or building society. This means they work on your behalf, not the lender's, and can search through lots of different lenders and products to find the best mortgage or remortgage for your individual circumstances.