Site Terms And Conditions

mates rates mortgages site terms and conditions

Legal Agreement

This page states terms and conditions under which you are authorised to use this Web site this "Agreement"). Please read this page carefully.

If you do not accept this Agreement in its entirety, do not use this Web site.

The copyright holder may revise this Agreement at any time by updating this posting. You agree to review this Agreement periodically so that you are aware of any such modifications, at which time you may either agree to such changes or discontinue the further use of this Web site. Your continued use of this Web site after the copyright holder posts such changes will constitute your agreement to the amended Agreement.

1. Trademarks

All trademarks, product names and company names or logos cited herein are the property of their respective owners.

2. Copyrights

The Content (defined below) is protected by copyright laws under both Australian and foreign laws. Unauthorised use of the Content may violate copyright, trademark, and other laws. You must retain all copyright and other proprietary notices contained in the original Content on any copy you make of same. All content on this Web site is subject to and protected by Copyright © 2008 ALL RIGHTS RESERVED.

3. Limits on Use

This Web site is owned and operated by the copyright holder, and is for your personal, noncommercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell in any way any information, documents, graphics, software, products or services obtained from this Web site ("Content"), except that you may view the Content in its present form and you may download on any single computer one (1) copy of the Content for personal, noncommercial home use, provided that you keep intact all copyright and other proprietary notices. The use of any of the Content on any other Web site or networked computer environment is strictly prohibited. You recognise that unauthorised use of the Content may subject you to civil or criminal liability.

4. Disclaimer of Warranties

THE CONTENT PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. The copyright holder DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE CONTENT IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT the copyright holder) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

The content of this web site is for information purposes only and must not be relied on as a substitute for professional or legal advice. YOU SHOULD CONSULT PROFESSIONAL AND LEGAL ADVICE BEFORE ACTING ON ANY INFORMATION, IDEA OR CONCEPT stated or implied on this site to assess its suitability for your own personal circumstances.

The copyright holder DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN ITS WEB SITE CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEB SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

The copyright holder MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE CONTENT CONTAINED IN THIS WEB SITE FOR ANY PURPOSE. ALL SUCH CONTENT IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, The copyright holder HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE CONTENT, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT.

5. Disclaimer of Consequential Damages

IN NO EVENT SHALL the copyright holder, ITS CONTENT SUPPLIERS, OR ANY THIRD PARTIES MENTIONED AT THIS WEB SITE, BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR THE CONTENT OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF the copyright holder HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

6. Third Party Content on Site

You acknowledge and agree that this Web site may contain Content provided by other users, Content suppliers and other third parties. The copyright holder makes no representations with respect to, nor does it guarantee, warrant or endorse the quality, non-infringement, accuracy, completeness, timeliness, reliability or correct sequencing of such third party Content or any other Content that such third party Content may access. The copyright holder expressly disclaims responsibility and liability for all third party provided Content contained or accessible through this Web site.

7. Links to Other Sites

This Web site may contain links to third party Web sites. These links are provided solely as a convenience to you and not as an endorsement by the copyright holder of the Content on such third party Web sites. The copyright holder is not responsible for the Content of linked third party Web sites and does not make any representations regarding the Content or accuracy of any Content on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.

8. Limitation of Liability

Unless otherwise expressly provided in a Software License or Legal Notice, the aggregate liability for the copyright holder and its Content suppliers to you for all claims arising from the use of the Content (including Software) is limited to $100.

9. Indemnity

You agree to defend, indemnify, and hold harmless the copyright holder, its officers, directors, employees, agents and Content suppliers, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of this Web site and the Content (including without limitation, Software) or your breach of this Agreement. The copyright holder shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.

10. Export Control

Australia controls the export of products and information. You agree to comply with such restrictions and not to export or re-export the Content (including Software to countries or persons prohibited under the export control laws. By downloading the Content (including Software), you are agreeing that you are not in a country where such export is prohibited or are a person or entity to which such export is prohibited. You are responsible for compliance with the laws of your local jurisdiction regarding the import, export, or re-export of the Content.

11. General

This Agreement is effective until terminated by either party. You may terminate this Agreement at any time by destroying all Content obtained from any and all the copyright holders Web sites and all related documentation and copies and installations thereof, whether made under the terms and conditions of this Agreement, or otherwise.This Agreement will terminate immediately without notice from the copyright holder if, in the copyright holder's sole discretion, you fail to comply with any of the Terms and Conditions is Agreement. Upon termination, you must destroy all Content obtained from the Web site and any and all other copyright holder Web sites and all copies thereof, whether made under the terms and conditions of this Agreement, or otherwise.

This Web site is based in Sydney, NSW, Australia. The copyright holder makes no claims that the Content is appropriate or may be downloaded outside of NSW. Access to the Content (including Software) may not be legal by certain persons or in certain countries. If you access this Web site from outside of Australia, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. This Agreement is governed by the internal substantive laws of the State of NSW, Australia, without respect to its conflict of laws principles. This Agreement shall not be governed by the United Nations Convention on Contracts for the International Sales of Goods. If any provision of this Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in a particular "Legal Notice" or Software License or Content on particular Web pages, this Agreement constitutes the entire Agreement between you and the copyright holder with respect to the use of this Web site. The copyright holder reserves the right to make changes to this Web site and to this Agreement at any time without notice.

12. Choice of Laws/Venues

You agree that any disputes involving this Web site shall be adjudicated to any federal or state court located in NSW, Australia. You also agree to submit to jurisdiction and venue in any state or federal court in NSW, Australia. 
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